Three Types of Money

This 7-minute video provides a "new look" at your finances. Contrary to what many believe, being well prepared financially for retirement is not impossible nor does it have to be a painful experience.  In fact, it can even be a pleasant one.

We believe your financial journey should not only focus on preparing you for the retirement lifestyle you desire — but also improve the journey along the way.

Innovative Financial Solutions, LLC can help you achieve this by "plugging the holes" in your financial bucket by eliminating money you may be transferring unknowingly and unnecessarily.

Retirement:  Are you Ready?

This brief video addresses the number one concern of many people facing retirement — "How long will our money last?"  The answer to this question may depend on your ability to understand and apply the financial rules that impact your money.  Unfortunately, the financial rules you must apply during retirement are often different from the ones you know during your working years.  Knowing and understanding the rules can have a major impact on your retirement outlook.

Innovative Financial Solutions, LLC can help you better understand the financial rules applicable to you during retirement - and help you reduce or eliminate areas where you may be transferring your money away unknowingly and unnecessarily.

           

Qualified Plans - What You Don't Know May Be More Important Than What You Do Know

This 12-minute video provides insights that can help you better understand Qualified Plans like — 401(k)'s and IRA's.  Contrary to what many advisors may have told you, Qualified Plans may not save taxes.

It is absolutely critical to understand that Qualified Plans do more than just defer taxes.

Innovative Financial Solutions, LLC can help you gain a better understanding of the issues surrounding Qualified Plans and what you need to know to get the most from your qualified account.

What you don't know may be more important than what you know.

Five-Minute Lesson on Life Insurance

This brief video provides insights to help you better understand life insurance policies.  There is more to consider than death benefit and the lowest initial cost when it comes to owning a life insurance contract.

After watching this video, you will likely know more about the fundamentals of life insurance than many agents or at least more than they are willing to tell you.
           
Innovative Financial Solutions, LLC will be glad to answer any and all your questions and help you make a more informed decision with your purchase of life insurance to insure that what you want to happen - WILL happen!

Who Holds This Piece at YOUR HOUSE?

Meet our three couples - They live on the same street, in houses that each cost the same amount when they bought them, appreciate at the same rate and will be worth exactly the same when they sell them.

• Free n clears:  They paid for their home and have no mortgage.
• Pay-extras:  They make extra principal payments when they can.
• Owe-it-alls:  They could have paid cash but chose to have a mortgage.

See how each couple is impacted differently as we look at the financial issues surrounding a mortgage and the control of their money.

Innovative Financial Solutions, LLC is ready to assist you in making an educated decision on what mortgage is right for you.